How to pay the RBL Insignia Preferred Banking World Credit Card bill?

You can pay your credit card bill quite easily using the netbanking facility, through NEFT or IMPS method, or even by visiting your nearest branch.

What are the curated rewards on the RBL Insignia Credit Card?

With this card, you earn 5 reward points for every ₹100 spent on domestic transactions and 10 reward points for every ₹100 spent internationally. The earned points are credited to your account within 45 days post-settlement of eligible retail expenses.

How do I know about any information regarding my curated rewards?

You can call the Preferred Call Centre of RBL Bank at +91 22 6232 7777 anytime to get any information related to your curated rewards.

Does lounge access come with the RBL Insignia Credit Card?

Yes, you get complimentary lounge access not only in India but also at international airports worldwide.

Who should apply for the RBL Bank Insignia Credit Card?

RBL Insignia Preferred Banking World Card is designed for the high-net-worth individuals (HNIs) who maintain an average balance of ₹10 lakh (monthly) in any of their accounts (savings or current).

RBL Insignia Credit Card: Benefits, Eligibility and Charges

Name: RBL Insignia Credit Card
Brand: Credit Card
Rating: 4.8 (13604 reviews)

If you belong to the high-net-worth group and want to unlock a world of curated experiences with a credit card, the RBL Insignia Preferred Banking World Card should be your choice.

This card is a true symbol of luxury and prestige, offering benefits like access to premium hotels worldwide, 1,400+ international airport lounges, 24*7 concierge services and more.

Read on to explore the benefits, charges and additional information of the RBL Insignia Credit Card.

RBL Insignia Credit Card Benefits

Welcome Benefit

Get 28,000 reward points on a retail transaction within 30 days of your card issuance.

Milestone Benefits

Earn vouchers from top brands (Myntra, Amazon, Makemy trip and Croma) worth ₹8,000 if you spend ₹8 lakh during the membership period.

Airport Lounges Access in India

Avail 2 complimentary lounge access (per quarter) with the Insignia Preferred Banking Credit Card.

Airport Lounges Access Outside India

Obtain a complimentary Priority Pass Membership that gives you access to 1,400+ international airport lounges across the globe.

Entertainment Benefits

Get a flat ₹500 off on BookMyShow movie tickets twice a month with the RBL Insignia Credit Card.

Concierge Services

Get help with flower and gift deliveries, along with information and referrals for sports or fitness centres.
Assistance with car rentals, luxury 4-wheeler reservations and international education support.

Fuel Surcharge Waiver

Enjoy a 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000 at any fuel station in India.
Save up to ₹250 per month with this waiver benefit.

Health Benefits

Avail a flat 15% discount on Weljii for wellness programs, such as heart care, weight management, etc.
Enjoy a free health checkup session worth ₹1,999 and a 10% discount on customised packages.

Dining Privileges

Get up to 50% discount at premium restaurants all over India.
Gain 1+1 Buffet offers by EazyDiner Prime.

Premium Stay Privileges

Access to 2,400+ high-end hotels worldwide and enjoy exclusive perks.
Has a partnership with luxury hotels such as Marriott, IHG, Shangri-La and more.

RBL Insignia Credit Card Eligibility Criteria

To qualify, you should either hold a Total Relationship Value of ₹30 lakh per month across term deposits, accounts and investment relationships, or maintain an average balance of ₹10 lakh (monthly) in any of your accounts (savings or current).

RBL Insignia Credit Card Charges

Annual membership fee is ₹7,000 + GST (The fee is zero for the RBL Bank Insignia Preferred Banking Customers.)
Annual membership fee for the following year will be waived if you spend ₹10 lakh in a membership year.
The forex markup fee is 1.5% (exclusive of taxes) on retail International purchases in foreign currency.

How to Apply for the RBL Insignia Credit Card?

To apply for the RBL Insignia Credit Card, existing customers should contact their RBL Bank relationship manager or the RBL Bank Preferred Call Centre at +91 22 6232 7777, as it is an exclusive, invite-only credit card for their Insignia Preferred Banking clients.