ICICI HPCL Credit Card for Fuel Savings and Lifestyle Perks
Save every time you fuel up, enjoy discounted movie nights and earn rewards on your daily essentials; all with a single card. The ICICI HPCL Credit Cards are designed to turn your everyday spending into real value.
Whether you are a frequent driver looking to cut down fuel costs or someone who loves lifestyle perks, these cards combine savings, convenience and exclusive privileges.
Let us explore how the ICICI HPCL Coral and Super Saver Credit Cards can make your money work smarter.
ICICI HPCL Credit Card Benefits
ICICI HPCL Coral Credit Card
- Save up to 3.5% on fuel spends at HPCL petrol pumps and get a 1% fuel surcharge waiver on transactions from ₹400 to ₹4,000.
- Enjoy 25% off up to ₹100 on movie tickets booked via BookMyShow, twice a month.
- Get exclusive dining discounts at partner restaurants under the Culinary Treats Programme.
- Earn 2 reward points per ₹100 on retail purchases and 1 reward point per ₹100 on utility and insurance payments, redeemable for travel, shopping, lifestyle, electronics and more.
ICICI HPCL Super Saver Credit Card
- Get 5% cashback on fuel spends at HPCL petrol pumps and through the HP Pay app, along with a joining bonus of 2,000 reward points.
- Avail 25% off up to ₹100 on movie tickets twice a month on BookMyShow and INOX.
- Access 1 complimentary domestic airport lounge every quarter on meeting spend criteria, plus 24/7 concierge service with the RuPay variant.
- Benefit from round-the-clock roadside assistance and a personal accident insurance cover (RuPay variant).
- Enjoy dining offers and discounts through the Culinary Treats Programme.
- Earn 20 reward points per ₹100 on daily essentials and 2 reward points per ₹100 on retail purchases, redeemable for shopping, fashion, travel, home appliances, health and more.
ICICI Bank HPCL Credit Card Fees and Charges
Parameters | ICICI HPCL Coral Credit Card | ICICI HPCL Super Saver Credit Card |
Joining Fee | ₹199 + GST | ₹500 + GST |
Annual Fee | ₹199 + GST Waived if annual spending is ₹50,000 or more | ₹500 + GST Waived if annual spending is ₹1,50,000 or more |
Late Charges | ₹100 to ₹1,300 | ₹100 to ₹1,300 |
Card Replacement Fee | ₹200 | ₹200 |
Finance Charges | 3.75% monthly, i.e., 45% yearly | 3.75% monthly, i.e., 45% yearly |
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ICICI HPCL Credit Card Eligibility
- The applicant must be an Indian citizen.
- Minimum age requirement is 21 years.
- Salaried individuals should have a minimum monthly income of ₹20,000.
- Self-employed individuals should have a minimum annual income of ₹2,40,000.
Documents Required to Apply for ICICI HPCL Credit Card
- Identity Proof: Aadhaar Card, Voter ID, Driving Licence, PAN Card or any valid government ID.
- Address Proof: Passport or latest utility bills (not older than 3 months).
- Income Proof:
- Salaried: Recent salary slips or bank statements.
- Self-employed: Latest Income Tax Return (ITR).
Application Process of ICICI HPCL Credit Card
You can apply for this credit card both online and offline:
Online Application
Step 1: Visit the official ICICI Bank website.
Step 2: Choose your desired card from the ‘Credit Card’ page.
Step 3: Check the eligibility criteria and fill out the online application form.
Step 4: Upload the required documents.
Step 5: Complete the KYC process for verification.
Offline Application
Step 1: Visit your nearest ICICI Bank branch.
Step 2: Request your desired credit card application form and fill it out.
Step 3: Submit the required documents for verification.
Step 4: If in doubt, you can ask a bank representative to guide you through the process.
The ICICI HPCL Credit Card is a smart choice for those who want fuel savings, lifestyle benefits and reward points in one package. Pick the variant that best suits your spending habits and maximise your everyday value.
Is your low credit score stopping you from getting a credit card? No worries! Download the Stable Money app and book an FD-backed credit card without worrying about your credit score.

