ICICI MakeMyTrip Credit Card: Features, Eligibility and Charges

Being the 2nd largest private bank in India, ICICI Bank offers a range of credit cards for retail customers. The ICICI MakeMyTrip credit card is a co-branded credit card. If you are a frequent traveller and you book flights, hotels, trains, etc., this card is made for you. Let us find out more about this card in detail. 

Features and Benefits of ICICI MakeMyTrip Credit Card

As of June 30, 2025, credit cards accounted for ₹53,472 crore and represent 7.5% of ICICI Bank’s retail loan portfolio. All because it offers irresistible offers and benefits to the customers. Let us take a look at the features and benefits of ICICI MakeMyTrip Credit Card:

Welcome Benefits Worth ₹7,000

New ICICI MakeMyTrip Credit Card holders receive a complimentary MMTBLACK GOLD Membership along with ₹7,000 worth of holiday vouchers. Membership benefits include guaranteed discounts on select hotels, zero cancellation fees, priority customer care and more. Additionally, you get a ₹1,000 MakeMyTrip gift voucher.

Unlimited myCash with No Expiry

All your reward points stay valid forever. 1 myCash equals ₹1, which you can redeem anytime on MakeMyTrip for flights, hotels or holidays.

Extra Rewards on Travel

Earn 6% rewards on hotel bookings and 3% on flights, cabs and buses with MakeMyTrip. For any other spends outside the platform, you still get 1% rewards, on top of MMT discounts and coupons.

Assured Rewards on UPI Payments

Every UPI payment with this card earns 1% guaranteed myCash, plus up to 1% extra as RuPay coins. It breaks down your everyday expenses into rewards.

Zero Effective Forex Charges

The card applies a 0.99% forex markup on international transactions but also rewards you with 1% myCash, making your effective forex cost zero. It’s accepted in 200+ countries worldwide.

Easy No-Cost EMI Payments

Travel bookings like flights, hotels or holiday packages can be conveniently converted into 3-month no-cost EMIs, helping you manage expenses stress-free.

Complimentary Lounge Access

Enjoy added travel comfort with 8 domestic lounge visits and 1 international lounge access every year, a valuable perk for frequent travellers.

Exclusive RuPay Partner Offers

ICICI MakeMyTrip credit card benefits also include special discounts and deals on 100+ brands, including Myntra, Croma, Kalyan Jewellers and 1mg, making the card rewarding beyond travel.

For better features and benefits, choose secured credit cards issued by Stable Money, partnered with Suryoday Bank. Download the app now for more details! 

ICICI MakeMyTrip Credit Card Eligibility Criteria

• Applicants must be Indian residents aged 21 to 65 years.
• A good credit score (700 or above) increases your chances of approval.
• Salaried individuals should have a stable monthly income, usually around ₹20,000 or more (as per bank rules).
• Self-employed applicants need to show a minimum annual income of about ₹2.4 lakh, supported by their ITR.
• You will need to provide basic documents such as PAN card, Aadhaar, proof of address and proof of income (like salary slips or ITR).

Charges for ICICI MakeMyTrip Credit Card

Documents Required for ICICI MakeMyTrip Credit Card

• Proof of Identity: PAN Card, Aadhaar Card, Driver's License or Voter ID
• Address Proof: Utility bill, Passport or Rent Agreement
• Proof of Income:
• For Salaried: Latest 3 months' salary slips or Form 16
• For Self-employed: Latest Income Tax Returns (ITR)
• Recent passport-sized photograph

How to Apply for ICICI MakeMyTrip Credit Card Online?

1. Go to the official ICICI Bank website or the MakeMyTrip credit card page.
2. Find the MakeMyTrip ICICI Bank Credit Card and click on “Apply Now”.
3. Read the disclaimer carefully and select “Proceed”.
4. Enter your personal and professional details in the application form.
5. Upload the required documents such as identity proof, address proof, and income proof.
6. Double-check the details you have provided and then submit your application.

This ICICI MakeMyTrip credit card is specially designed for people who often book travel through MakeMyTrip. It is a great option for you if you want to save money on your travel expenses.

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