How to pay the dues on my Axis Bank Neo credit card?

To pay the dues on your Axis Bank Neo credit card, you can consider online payment methods that include NEFT transactions, the auto-debit option, Visa Money Transfer facility, net banking, mobile banking, the bill desk platform, etc. Alternatively, you can also opt for offline payment options like cheque, cash, demand draft, or ATM deposit.

Is the Axis Bank Neo credit card good for online shoppers?

Yes, Axis Bank Neo credit card offers an exclusive discount on your favourite clothing brand Myntra, a ₹150 discount on spends of ₹999 (on selected segments). So, this card is a good choice for dedicated Myntra customers. Additionally, you can earn reward points on purchases of ₹200 or more from online stores.

How to increase my Axis Bank Neo credit card limit?

To increase your Axis Bank Neo credit card limit, contact the bank by calling the customer service number 1800 419 0072 or through the Axis Bank mobile app. The bank will first consider factors such as your spending behaviour and risk appetite, then decide the credit limit.

Is it possible to use two Axis Bank credit cards together?

Yes, it is absolutely fine to hold two Axis Bank credit cards together. In such cases, your card’s credit limit will be distributed across both cards.

Is lounge access available with the Axis Bank Neo credit card?

No, complimentary airport lounge access is not available with the Axis Bank Neo credit card.

Axis Bank Neo Credit Card: Benefits, Charges & Reward Points

Name: Axis Bank Neo Credit Card
Brand: Credit Card
Rating: 4.8 (12402 reviews)

Love ordering food or dining out every weekend? Whether to beat midweek food cravings or a weekend dinner plan, the Axis Bank Neo credit card has you covered. Swipe away and get exciting discounts while you indulge!

Plus, enjoy exclusive perks like 5% off on utility bill payments, 10% off on Blinkit, BookMyShow and Myntra. And the best part? The joining and annual fee is just ₹250, making it one of the most affordable ways to maximise your monthly savings.

Axis Bank Neo Credit Card Benefits

Welcome Bonus

100% cashback on the first mobile, internet or DTH bill payment.
Applicable to the price value of ₹300.
Applicable within 30 days from card issuance.

Zomato Offer

₹120 discount when ordering (use coupon code ‘AXISNEO’).
Minimum order value should be ₹499.
Avail this discount 2 times per month.

Utility Bill Payments

Enjoy 5% discount while making payments of the utility bills via Paytm (phone, internet, DTH).
Avail a discount of ₹150 per month, applicable on a minimum transaction value of ₹299.
Get this discount once per month using the coupon code ‘AXISNEO’.

Blinkit, BookMyShow, and Myntra Offer

10% discount on Blinkit, valid on minimum purchases of ₹750, once a month.
10% discount voucher on BookMyShow on any movie ticket (monthly benefits can be ₹100).
₹155 discount on Myntra, valid on a minimum invoice amount of ₹999.

Wednesday Exciting Offers

15% discount on hotel and flight bookings via MakeMyTrip.
10% off on food orders via Swiggy.
10% discount on purchasing cosmetics and beauty products from Tira.

Exclusive Dining Offer

Enjoy exclusive dining experiences at five-star restaurants across India with the Axis Bank NEO credit card through the Dining Delights program.

Utmost Security

Equipped with PIN and EMV chip technology to eliminate the potential risk of card fraud through skimming or duplication.

EMI Conversion

Avail a conversion option for transactions over ₹1,500 with the Axis Bank Neo card.

Want to enjoy more benefits with a single credit card? Imagine getting a fuel surcharge waiver, annual airport lounge access, RuPay brand privileges, insurance, and more, all without having a good credit score.

Explore the Stable Money credit card. This FD-backed credit card is a smart alternative for greater benefits.

Axis Bank Neo Credit Card Charges

Particulars	Charges
Joining fee	₹250
Annual fee	Nil for the 1st year ₹250 from 2nd year onwards
Cash payment charges	₹175
Finance charges	3.75% monthly
Cash withdrawal charges	2.5% of the cash amount (applicable on amounts from ₹500 onwards)
Late payment fee	If the total outstanding amount is: lower than ₹500 - Nil From ₹501 to ₹5,000 - ₹500 From ₹5,001 to ₹10,000 - ₹750 Greater than ₹10,000 - ₹1,200
Over-limit charges	2.5% of the amount (Should be higher than ₹500)
Foreign currency conversion fee	3.5% of the currency transaction amount

Axis Bank NEO Credit Card Reward Points

1 reward point for every transaction worth ₹200.
100% cashback of up to ₹300.
Valid on your first utility bill payment made within 30 days, starting from the date you receive the card.

How Much Money Can You Save Using Axis Bank Neo Credit Card?

Category	Monthly Expenditure(₹)	Discount(₹)	EDGE Reward Points
EazyDiner	3,500	500	15
Blinkit	4,000	250	18
Food order via Zomato	1,000	240	3
Myntra	1,500	150	6
Paytm	3,500	150	16
BookMyShow	700	70	3
Total	14,200	1,360	61 EDGE Reward Points

Axis Bank Neo Credit Card Eligibility and Documents Required

Be at least 18 years of age
Have a steady income (salaried or self-employed)

You need to provide proof of Identity (PAN or Aadhaar card), proof of address (driver’s license, recent utility bill, passport or ration card) and proof of income(two-month pay slip and the last 3 months’ bank statement of current account).

How to Apply for Axis Bank Neo Credit Card Online?

Step 1: Go to the official <a href="https://www.axisbank.com/" target="_blank" rel="nofollow noopener noreferrer">Axis Bank webpage</a>.
Step 2: Click on the ‘Explore Products’ button. A drop-down list will be opened.
Step 3: Select ‘Cards’> ‘Credit Cards’> ‘Axis Bank Neo Credit Card’.
Step 4: Click the ‘Apply Now’ button.
Step 5: Provide all necessary details accurately, including contact number, annual income, date of birth and PAN.
Step 6: Enter the captcha and submit the form diligently.

How to Redeem EDGE Reward Points Accumulated on Axis Bank Neo Credit Card?

Step 1: Log in to your net banking account.
Step 2: Click on 'Account Summary'.
Step 3: Select the 'Axis EDGE Rewards' option.
Step 4: Check the consent box and click on the 'Redeem Now' button. Here, you can view your accumulated reward points.
Step 5: A drop-down menu will be opened. Select the best-suited category and add it.
Step 6: Click the ‘Confirm’ button, and you will redeem the points.

If you are not comfortable with the online process, you can visit your nearest Axis Bank branch and submit all the required information along with the application form. You have to wait 5 to 6 business days after applying for this credit card.

Don’t want to wait? Need a credit card fast? Apply for Stable Money's RuPay-backed Credit Card. With an 8.40% fixed deposit return, you can enjoy lifetime free access, 10 complimentary airport lounge access, and seamless compatibility with all UPI apps.