HDFC Diners Club Privilege Credit Card: Premium Benefits that Travel with You
The HDFC Diners Club Privilege Credit Card brings a unique twist to entertainment with its standout ‘Buy 1 Get 1 Free’ offer on weekend movie and non-movie tickets via BookMyShow.
Ideal for those who enjoy leisure and lifestyle experiences, this card offers a blend of premium travel benefits, rewarding dining options, and exclusive access to luxury services.
It is designed to make everyday spending more rewarding and every outing a little more special.
HDFC Diners Club Privilege Credit Card Benefits and Features
- Earn 5X Reward Points on Swiggy and Zomato, plus complimentary Swiggy One and Times Prime membership on ₹75,000 spend within 90 days.
- Receive ₹1,500 worth of vouchers from premium brands like Marriott, Decathlon, and Barbeque Nation on quarterly spends of ₹1,50,000.
- Enjoy 2 complimentary airport lounge accesses worldwide every calendar quarter for relaxed travel.
- Collect 4 Reward Points for every ₹150 spent on retail purchases. Access exclusive offers on luxury spas, dining, and SME services designed to enhance your lifestyle and business needs.
- Redeem points for flights, hotels, and exclusive dining experiences through the Privilege Dining Catalogue with enhanced redemption values.
- Earn up to 10X rewards on flight bookings and hotel stays at over 150 domestic and international hotels.
- Protected with a ₹9,00,000 credit liability cover for added peace of mind.
- Use contactless payments for quick, secure transactions up to ₹5,000 without PIN entry.
How to Redeem Reward Points?
- Log in to the <a href="http://offers.smartbuy.hdfcbank.com/diners" target="_blank" rel="nofollow noopener noreferrer">SmartBuy Reward Portal</a> and click on the ‘Diners Club Benefits’ tab to redeem points for flights, hotel bookings, products, and vouchers.
- Access the Exclusive Privilege Dining Catalogue to enjoy dining benefits at selected restaurants.
- Convert your reward points into air miles, where 1 reward point equals 0.5 air miles.
- Redeem points as cash credit against your outstanding credit card balance.
Fees and Charges Applicable on Credit Card
Parameters | Amount |
Joining Fee | ₹1,000 |
Annual Membership Fee | ₹1,000 |
Annual Fee Waiver | Minimum spend of ₹3,00,000 per annum |
Cash Advance Fee | 2.5% of the withdrawn amount or ₹500, whichever is higher |
Rewards Redemption Fee | ₹99 per redemption request |
Finance Charges (Monthly) | Monthly: 3.75% and Annually: 45.0% |
Charges on Overlimit Account | 2.5% of the overlimit amount, subject to a minimum of ₹550 |
Reissue of Lost/Stolen Card | ₹100 |
Foreign Currency Transactions | 3.5% of transaction value |
Are you looking for a lifetime free credit card? Then, hurry up!
Download the Stable Money app now and apply for it. Only limited slots are left.
HDFC Diners Club Privilege Credit Card Eligibility
- Applicants must be Indian nationals.
- For salaried individuals, age should be between 21 and 60 years.
- Minimum net monthly income for salaried applicants is ₹35,000.
- For self-employed individuals, the age should be between 21 and 65 years.
- Self-employed applicants must have an annual ITR above ₹6,00,000.
Documents Required for Application
- Valid proof of identity such as PAN card, Aadhaar card, passport, voter ID, or driving license.
- Proof of income, including Form 16, latest ITR, salary slips, or bank statements.
- Address proof like utility bills, rent agreement, PAN card, or Aadhaar card.
HDFC Diners Club Privilege Credit Card Application Process
You can apply for the HDFC Diners Club Privilege Credit Card either online or offline.
- Offline: Visit your nearest HDFC Bank branch and submit a completed application form with required documents.
- Online:
- Visit the official <a href="https://www.hdfcbank.com/" target="_blank" rel="nofollow noopener noreferrer">HDFC Bank Website</a>
- Navigate to ‘Credit Cards’ under the ‘Borrow’ section.
- Select the HDFC Diners Club Privilege Credit Card from the ‘Lifestyle’ category.
- Click ‘Apply Now’ and complete the digital application form.
The HDFC Diners Club Privilege Credit Card combines exclusive rewards and premium benefits, making it an ideal choice for lifestyle and travel enthusiasts.
Unlock more with an FD-backed credit card from the Stable Money app. Create a fixed deposit according to your desired credit limit, and you are good to go.

