RBL Shoprite Credit Card: Benefits, Fees, Eligibility, Required Documents & How to Apply?

Looking to maximise your savings on everyday shopping? The RBL Shoprite credit card is your perfect companion for grocery runs, entertainment, and fuel spending. 

Enjoy up to 5% value back on grocery spends, exclusive movie ticket discounts, and monthly fuel surcharge waivers, all for an affordable annual fee of just ₹500.

 Let us take a deep dive into its benefits, charges, eligibility criteria and steps to apply online. 

RBL Shoprite Credit Card Benefits 

Welcome Benefit

You will receive 2,000 reward points by simply swiping your card within 30 days of issuance and paying the annual fee. RBL Bank will add the points to your account within 60 days from card issuance.

Annual Fee Waiver

Moreover, if you spend ₹1.5 lakh or more in a membership year, your annual fee will be completely waived, making the card even more cost-effective for regular users.

Reward Benefits

With the RBL Shoprite Credit Card, you can earn 20 reward points for every ₹100 spent on groceries, with a cap of 1,000 points per month. For all other purchases, you receive 1 reward point per ₹100 spent. 

Additional Perks

You can enjoy a 10% discount (up to ₹100) on BookMyShow movie tickets, available up to 15 times in a year. Additionally, you get a 1% fuel surcharge waiver on fuel transactions between ₹500 and ₹4,000, with a maximum benefit of ₹100 per month. 

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Charges Applicable on RBL Shoprite Credit Card 

• Annual Membership Fee: ₹500 + GST (lifetime free offers for select channels).
• No joining fee for both primary and add-on cardholders.
• Reward Redemption Fee: ₹99 + GST (charged once per day for redemptions).
• Cash Advance Fee: 2.5% of the withdrawn amount (minimum ₹500).
• GST is applicable at 18% or as prescribed by the government.

List of Eligibility Criteria to Get RBL Shoprite Credit Card

• Age: Applicant must be between 18 and 65 years old.
• Residency: Applicant must be a resident of India.
• Income: A minimum annual ITR of ₹3 lakh is required. However, the exact income requirement may vary depending on the applicant’s financial profile.
• Income Profile: The card is available to both salaried and self-employed individuals who have a stable and verifiable source of income.

Important Documents Required to Apply for RBL Shoprite Credit Card 

• Identity Proof: Acceptable identity proof documents include your PAN Card, Aadhaar card, Passport, Voter ID, or Driver’s License.
• Address Proof: You can provide your Aadhaar card, recent utility bills (not older than three months), Passport, Voter ID, rent agreement, or property ownership documents.
• Income Proof: Depending on your employment type, you can submit recent salary slips, Income Tax Returns (ITR), Form 16, or bank account statements.

Note: RBL Bank may ask for additional documents to verify your credit card application. 

Steps to Apply for an RBL Shoprite Credit Card Online 

1. Visit the Official Website: Go to the RBL Bank website and navigate to the <a href="https://www.rblbank.com/personal-banking/cards/credit-cards/shoprite-credit-card"target="_blank"rel="nofollow noopener noreferrer">RBL Shoprite Credit Card</a>
2. Click ‘Apply Now’: Start your application by selecting the ‘Apply Now’ button.
3. Enter Personal Details: Fill in your name, date of birth, gender, mobile number, email ID, and city.
4. Authorise Communication: Provide your consent for bank communication and complete the captcha by checking the ‘I am not a robot’ box.
5. Verify with OTP: Click on ‘Get OTP’ to receive a one-time password on your registered mobile number and email. Enter the OTP to proceed.
6. Fill in Additional Information: Provide further details such as your PIN code, full address, income source, monthly income, and PAN number.
7. Agree to Terms: Read and accept the terms and conditions.
8. Submit Application: Submit your completed application form for processing.
9. KYC & Verification: The bank will contact you for KYC verification and may request additional documentation.
10. Card Approval & Issuance: Once your application is approved, RBL Bank will issue your Shoprite Credit Card.

The RBL Shoprite credit card offers excellent rewards for those looking to maximise savings on groceries, fuel, and entertainment. With a low annual fee and a simple online application process, this credit card is an exciting option for new credit card users. 

For any kind of issues, you can contact the RBL Shoprite credit card customer care number +91 22 6232 7777.

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